Financial Management

Simple Ideas to Boost Your Home’s Value

Taking care of basic maintenance tasks before you sell your home is a no-brainer, but a quick and not-too-costly renovation can add a lot of appeal for potential buyers, and may boost the final sale price. Basics first Fix those little faults that you no longer notice – leaky taps, rusty gutters, broken window catches. They c...

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Breaking up is Hard to Do

On top of the emotional impact, there are practical ramifications as well. We look at how to make the transition a little less stressful. When there’s a separation or divorce, debts you’ve accrued during the relationship unfortunately don’t go away. The longer a couple is together, the harder it can be to unravel all the financial connect...

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Budget Breakdown: Implications for Property Buyers and Sellers

How will 2018’s Budget affect the national property market? For buyers and sellers alike, we take a look at what you need to know. The 2017 Budget had a strong focus on housing supply and affordability. This year, housing took a back seat with no new, direct measures for first homebuyers or renters. However, some of the changes will likely hav...

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Refinancing Could Save You Thousands – and Give You Greater Flexibility

Reducing the interest you pay on your mortgage could help you save thousands of dollars in interest over the period of your loan. As there’s plenty of competition in the home loan sector, it could be worth looking around for a lower rate. What is refinancing? Refinancing is the process of replacing an existing loan with a new...

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Buying Property with Other People: Mine, Yours or Ours?

When people buy property together, particularly if it’s with a partner or spouse, they often register the title in both people’s names – especially if they’re going to live in the property. But other arrangements are possible, several friends might opt to own individual shares in a property, for example, or a couple might choose to have...

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Save on Your Summer Cooling Bills

It’s not just cold w inters that cause our energy bills to skyrocket. Australia is known for its scorching summers, so on hot days it’s important to stay cool – but having the air conditioning blasting 24/7 can send your home’s running costs soaring. According to the Department of Environment and Energy, 40% of the energy used by the ave...

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How Your Broker Can Boost Your Business

Are you a property owner with a business? Your mortgage broker can help you with commercial and asset finance too. One of the basic tenets of work/life balance is: ‘Don’t bring your work home with you.’ But what if you could bring your home to work? It’s a scenario that home owners with a business should consider when seeking commercial...

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How to Purchase an Investment Property

If you’re interested in becoming a property investor, it can be hard to know where to start. Here are seven tips to help get the ball rolling: 1. Make a plan and stick to it The property itself isn’t the end goal – you’re likely looking to make a profit. Once you know your end goal, create...

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Avoid Confusion About Home Loan Pre-Approvals

Confused about home loan pre-approvals? Here’s everything you need to know before you start house hunting. What information do you need? First, your broker will want to build a comprehensive picture of your finances. To do this, you’ll need to provide evidence of everything including: pay slips and tax returns...

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How to Pay Off Your Home Loan Sooner

Are you looking for ways to save on your mortgage? Try some of these tips. Increase your repayment amounts The simplest way to pay off your home loan sooner is to increase the amount you repay. By repaying more than the minimum you can cut the overall term of the loan and save thousands of dollars...

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